The SBP Ramadan timings 2026 have officially been announced, bringing updated banking hours for the holy month across Pakistan. As Ramadan changes daily routines, banks also adjust their schedules to support both customers and staff. According to the latest SBP Ramadan timings 2026 circular, all public and private banks will follow revised hours for public dealing and internal office work. If you are planning a bank visit for cash withdrawal, cheque clearance, or account services, knowing these timings will save you time and effort.
This new schedule applies nationwide and remains active throughout Ramadan until Eid-ul-Fitr.
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Table of Contents
SBP Ramadan Timings 2026 – Complete Bank Schedule
The revised banking hours are designed to keep services smooth while respecting fasting hours. Below is the official Ramadan schedule for banks in Pakistan.
| Day | Staff Working Hours | Public Dealing Hours |
| Monday to Thursday | 9:00 AM – 3:00 PM | 9:00 AM – 2:00 PM |
| Friday | 9:00 AM – 12:30 PM | 9:00 AM – 12:30 PM |
| Saturday | Closed | Closed |
| Sunday | Closed | Closed |
There is no break time during these hours, allowing uninterrupted service for customers.
SBP Circular Details – What’s New This Ramadan?
The official circular was issued by the State Bank of Pakistan after the Ramadan moon sighting. As per tradition, the 1st day of Ramadan remains a bank holiday for Zakat deduction. After that, all banks strictly follow the new timings.
This circular is mandatory for:
- Commercial banks
- Islamic banks
- Microfinance banks
- Development financial institutions
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Office vs Public Dealing Explained
| Category | Purpose | Time Duration |
| Public Dealing | Customer services | Shorter |
| Office Hours | Internal banking work | Longer |
Tip: Always reach the bank before 1:30 PM to avoid service refusal.
Bank Friday Special Timings During Ramadan
Friday timings are shorter due to Jumu’ah prayers. On Fridays:
- Banks open at 9:00 AM
- All services close at 12:30 PM sharp
- No prayer or lunch break is given
Late arrivals are usually not entertained, so plan early.
Important Tips for Bank Customers in Ramadan
Ramadan is a busy time for banks, especially before Iftar. Follow these simple tips:
- Visit branches early in the morning
- Use ATMs and mobile banking for routine work
- Avoid last-hour rush
- Confirm branch timing in advance
ATMs and online banking services remain available 24/7.
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When Will Normal Bank Timings Resume?
Normal banking hours will automatically resume after Eid-ul-Fitr holidays. A separate circular will be issued if any change occurs.
Final Words
The SBP Ramadan timings 2026 are introduced to make banking easier during the holy month. By following the updated schedule, customers can avoid long queues and last-minute stress. A little planning can make your Ramadan smoother and more peaceful.
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FAQs
What are public dealing hours during Ramadan 2026?
Public dealing is from 9:00 AM to 2:00 PM (Mon–Thu) and 9:00 AM to 12:30 PM (Friday).
Are private banks included in SBP Ramadan timings?
Yes, all private and Islamic banks must follow this schedule.
Is the 1st Ramadan a bank holiday?
Yes, banks remain closed on the 1st Ramadan for Zakat deduction.
Do ATMs work during Ramadan?
Yes, ATM and digital banking services work normally.
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