The Nigehban Bank of Punjab ATM Card is a crucial tool for poor families in Punjab, providing Rs. 10,000 cash relief and free aid packages under the Nigehban Scheme 2026. Many beneficiaries face difficulties because they don’t know how to generate or reset their ATM PIN, which is necessary for withdrawals and digital payments. This guide explains official methods, safety tips, and updated 2026 rules for generating your PIN.
- Secure Transactions: A PIN ensures only the cardholder can access cash.
- ATM & POS Use: Needed for withdrawing money and making payments at shops.
| Feature | Details for 2026 |
|---|---|
| Card Type | Nigehban Bank of Punjab ATM Card |
| Cash Assistance | Rs. 10,000 per family |
| PIN Generation | Online, USSD, ATM, Branch |
| Verification Authority | PSER Punjab & NADRA |
| Official SMS Code | 8070 |
| Help Desk | Assistant Commissioner (Tehsil) |
| Official Portal | pser.punjab.gov.pk |
| Support Helpline | 0800-02345 |
Why You Need a PIN for Your Nigehban Card
Without a PIN, your Nigehban card cannot be used for ATM withdrawals or digital transactions. The PIN ensures security and prevents misuse if the card is lost or stolen.
- Secure Transactions: PIN authentication ensures only the cardholder can access cash.
- ATM & POS Use: Required to withdraw funds or pay for essentials at shops.
Methods to Generate or Reset Your Nigehban Card PIN
There are multiple ways to generate or reset your Nigehban card PIN in 2026:
1. ATM Method
- Visit any Bank of Punjab or 1-Link ATM.
- Insert your Nigehban card.
- Select “PIN Generation / PIN Change” option on the screen.
- Enter your CNIC number for verification.
- Create a 4-digit secure PIN and confirm it.
2. USSD Mobile Method
- Dial *770# on your registered mobile number (SIM must be linked with CNIC).
- Select “PIN Generation for Nigehban Card” from the menu.
- Enter your CNIC and follow instructions to generate a new 4-digit PIN.
- Confirmation SMS will arrive once the PIN is successfully created.
3. Bank Branch Method
- Visit your nearest Bank of Punjab branch or Assistant Commissioner office if ATM/USSD fails.
- Carry your original CNIC and Nigehban card.
- Ask the official to generate or reset your PIN using the secure system.
Common Errors While Generating PIN
Sometimes users face issues when creating their PIN. The main causes include:
- CNIC not linked with mobile number.
- PSER Punjab registration not verified.
- System overload at ATM or USSD service.
- Attempting PIN generation multiple times rapidly.
Tips for Creating a Secure Nigehban Card PIN
- Always use a 4-digit number that is easy to remember but not obvious (avoid birthdates).
- Do not share your PIN with anyone.
- If your PIN is blocked after 3 failed attempts, visit the Bank of Punjab branch or Tehsil office for reactivation.
- Ensure your mobile number is active and registered on your CNIC for SMS alerts.
Nigehban Card PIN Activation Requirements
Your Nigehban card PIN cannot be generated until your PSER Punjab record is verified. Make sure your family data, CNIC, and income details are up to date in the 2026 Nigehban database.
- Check your registration status at pser.punjab.gov.pk.
- Send your CNIC to 8070 to confirm eligibility.
- Visit your local Tehsil office if updates are needed.
| Requirement | Details |
|---|---|
| PSER Registration | Must be verified and up to date |
| CNIC Status | Must be valid and active |
| Income Limit | Household income below Rs. 60,000 |
| Asset Limit | No car or tractor ownership |
| Mobile Number | Must be registered on applicant CNIC |
| Cash Relief | Rs. 10,000 per family |
Latest Update 2026
The Punjab Government has introduced instant PIN generation for Nigehban cards to reduce delays:
- Beneficiaries can now generate their PIN at any Bank of Punjab ATM within minutes.
- Mobile USSD PIN generation is now active for all registered CNIC holders, reducing dependency on physical visits.
Nigehban Card Helpline and Assistance
If you face any problems generating your Nigehban card PIN, the government has set up multiple support channels:
- 📞 Call 0800-02345 for official guidance.
- ✉️ SMS your CNIC to 8070 for instant status check.
- 📍 Visit the Assistant Commissioner or Tehsil office for manual assistance.
Conclusion
Generating a PIN for your Nigehban Bank of Punjab card in 2026 is simple if you follow the official steps. Always ensure your PSER registration is correct, your CNIC is valid, and your mobile number is active. Whether you choose ATM, USSD, or branch method, your PIN is the key to accessing the Rs. 10,000 cash relief safely and securely.
FAQS:
Q1: Can I generate a Nigehban PIN without my mobile number?
A: No, your SIM must be registered on your CNIC to use the USSD service.
Q2: How long does PIN generation take at an ATM?
A: It usually takes 2–5 minutes after CNIC verification.
Q3: What if my Nigehban card PIN gets blocked?
A: Visit any Bank of Punjab branch or Tehsil office to reset it using your CNIC.
Q4: Is there any fee to generate or reset the PIN?
A: No, all official PIN generation services for Nigehban cards are free of charge.
Latest Updates
PSER Punjab Gov PK Registration 2026 – How to Apply Online or Offline (Complete Step-by-Step Guide)
State Bank of Pakistan Ramadan Timing 2026 – Official Banking Hours Update
Punjab Gas Supply Timings Announced for Ramadan 2026 – Complete Sehri & Iftar Schedule for All Cities
How to Use the Kafalat Portal to Track Your Child’s BISP Payments 2026 – Complete Step-by-Step Guide
BISP Installment Update 2026: Rs. 13,500 Payment Details and Complete Check Guide
Live Update: 8070 Muft Atta Program 2026: Free Flour Registration in Pakistan

