Big News! How to Use CM Rashan Card at Utility Stores 2026

If you have the CM Punjab Rashan Card, you can now use your Rs. 3,000 monthly subsidy at all Utility Stores and registered shops starting February 2026. This simple point-of-sale system provides direct discounts on essential items, making grocery shopping affordable without any cash handouts or complex procedures. Understanding how to use your card correctly ensures you get the full benefit seamlessly. Here is your complete, step-by-step guide to shopping with your Rashan Card at authorized outlets across Punjab.

Quick Usage Guide

Feature	Detail for 2026
Subsidy Amount	Rs. 3,000 per month
Where to Use	All Utility Stores & Registered Kiryana Shops
Verification Method	CNIC & Registered Mobile Number
Transaction Type	Direct Discount at POS Machine
Official Helpline	0800-02345 (PSER)

Where Can You Use the CM Rashan Card at Store?

Your CM Rashan Card at Utility Stores is valid at two types of authorized outlets:

All Utility Stores Corporation (USC) branches across Punjab.
Registered Private Kiryana/Grocery Shops that have a partnership with the Bank of Punjab and display official program signage.

Step-by-Step Process to Use Your CM Rashan Card at Utility Stores

Follow these simple steps to avail your discount:

Visit an Authorized Store: Go to your nearest Utility Store or a registered Kiryana shop.
Select Eligible Items: Choose from approved essential items like wheat flour (atta), cooking oil/ghee, sugar, and pulses.
Proceed to Checkout: Take your items to the counter and inform the cashier you are a CM Rashan Card beneficiary.
Provide Verification Details: Give the cashier your:
- Original CNIC
- Registered Mobile Number (linked to your CNIC)
Transaction Processing: The cashier will enter your details into the Point-of-Sale (POS) machine. The system will verify your eligibility and apply a discount of up to Rs. 3,000 on your total bill.
Pay the Balance (if any): If your purchase exceeds Rs. 3,000, pay the remaining amount in cash.
Collect Your Receipt: Always take and keep the printed receipt as proof of your transaction and to track your remaining monthly balance.

What Items Can You Purchase with the Subsidy?

The subsidy is specifically for essential kitchen commodities. You can buy:

Wheat Flour (Aatta)
Cooking Oil / Ghee
Sugar
Pulses (Daal)
Other basic grocery staples as listed by the program.

Important Do’s and Don’ts for Card Usage

Do’s	Don’ts
Carry your original CNIC.	Don’t share your OTP or mobile PIN.
Ensure your mobile number is registered with NADRA.	Don’t shop at unregistered stores.
Check your monthly balance online via the PSER portal.	Don’t pay any “processing fee” to the shopkeeper.
Keep all transaction receipts safely.	Don’t forget the subsidy resets every month.

How to Check Your Remaining Monthly Balance?

You can track your CM Rashan Card at Utility Stores in two ways:

Online Portal: Log in to the Punjab Socio-Economic Registry (PSER) portal at [pser.punjab.gov.pk] using your CNIC.
SMS Service: Send your CNIC number to the official SMS code 8123 (if available) to get your balance update.

Frequently Asked Questions (FAQs)

Q1: What if the POS machine does not recognize my CNIC at the store?
First, double-check that you provided the correct registered mobile number. If the problem persists, contact the PSER helpline at 0800-02345 for immediate assistance.

Q2: Can I use my Rashan Card subsidy to buy any item in the store?
No. The subsidy is only applicable on a pre-defined list of essential grocery items like flour, ghee, sugar, and pulses. It cannot be used for non-food items or luxury goods.

Q3: What happens to my unused balance at the end of the month?
The Rs. 3,000 subsidy is a monthly benefit. Any unused amount does not carry over to the next month; it will lapse, and a new Rs. 3,000 credit will be available at the start of the next calendar month.

Q4: Is there an official website for more details?
Yes, for all official information, updates, and the registered shop locator, visit the PSER portal: [pser.punjab.gov.pk].

Conclusion

Using your CM Rashan Card at Utility Stores and registered shops in 2026 is a straightforward process designed for your convenience. By following the simple steps of providing your CNIC and registered mobile number, you can instantly avail a Rs. 3,000 monthly discount on essential groceries. For any issues, remember to contact the PSER helpline at 0800-02345. This digital system ensures you receive dignified and transparent support for your household’s food security needs.