Breaking: CM Punjab Livestock Card 2026 - Step-by-Step Guide to Get Rs. 5.4 Lac Interest-Free Loan

Punjab’s livestock farmers, this is a game-changer! The Chief Minister Livestock Card 2026 has been officially launched, offering interest-free loans of up to Rs. 5.4 lakh for purchasing animal feed, medicines, and essential supplies. This digital initiative by Chief Minister Maryam Nawaz Sharif is designed to boost your productivity and income without the burden of interest payments.

The CM Punjab Livestock Card scheme provides a revolving credit facility directly linked to a digital card and a supportive Farmer Guidance App. If you own even a small herd, this is your chance to secure working capital and access expert veterinary advice at your fingertips. Financial constraints will no longer hinder your farm’s growth. Here is your complete guide to eligibility, loan amounts, and the simple online application process.

What is the CM Punjab Livestock Card 2026?

This is a Punjab Government initiative providing digital, interest-free credit to livestock farmers. Here are the core features:

Feature	Detail for 2026
Loan Type	Interest-Free Revolving Credit
Loan Range (Phase I)	Rs. 1,35,000 to Rs. 2,70,000
Loan Range (Phase II)	Up to Rs. 5,40,000 (5.4 Lac)
Repayment Period	5 Months (with 1-month grace period)
Primary Use	Animal Feed, Medicines, Supplies
Eligible Animals	Cows, Buffaloes, Goats (5-20 animals)

Who is Eligible for the Interest-Free Loan?

You must meet all of the following criteria to qualify for the CM Punjab Livestock Card.

You must be a permanent resident of Punjab with a valid domicile.
You must own 5 to 20 animals (cows, buffaloes, or goats).
You must have a valid CNIC and a mobile number registered in your name.
You should not be a defaulter of any previous government loan scheme.
Your credit history (ECIB) must be clear.

How to Apply Online for the CM Punjab Livestock Card?

The application is completely digital. Follow this exact step-by-step process.

Visit the Official Portal: Go to the Punjab Livestock & Dairy Development Department’s official website or the PITB e-Services portal.
Register Yourself: Create an account using your CNIC and registered mobile number (you will receive an OTP).
Fill the Application Form: Provide accurate personal details, livestock count, and bank account information.
Upload Required Documents: Attach clear copies of your CNIC, proof of animal ownership, and domicile.
Submit and Track: Submit the form and use your CNIC to track the application status online.

Official Source: Always use the official .gov.pk or .punjab.gov.pk website for registration.

What is the Farmer Guidance App?

Alongside the card, the government provides a free mobile app for farmers.

Features: Provides animal care tips, disease alerts, digital vet consultations, and record-keeping.
Benefit: Helps you manage your herd’s health and productivity effectively.
Availability: Downloadable from official app stores after you register.

How Much Loan Can You Get?

The loan amount depends on the number of animals you own.

For 5-10 animals: You can qualify for a loan of Rs. 1,35,000.
For 10-20 animals: You can qualify for a loan of Rs. 2,70,000.
In Phase II (2026): Eligible farmers with up to 20 animals can access up to Rs. 5,40,000.

What are the Key Benefits for Farmers?

This scheme offers substantial support beyond just credit.

Zero Interest: Save thousands compared to market loans.
Digital Convenience: Use the card at registered vendors for feed and medicine.
Expert Support: Access veterinary advice and disease management via the app.
Women Empowerment: Special priority for female livestock farmers.
Transparency: Digital tracking of loan usage and repayments.

In summary, the CM Livestock Card 2026 is a transformative financial tool. Check your eligibility, gather your documents, and apply online through the official livestock department portal. Secure your interest-free loan up to Rs. 5.4 lakh and use the digital app to maximize your farm’s potential. This is your direct path to a more prosperous and sustainable livestock business.