Big News! How to claim widow pension for senior citizens in Pakistan 2026

Has your husband passed away? You have a legal right to a monthly widow pension. In 2026, the government provides this crucial financial support directly into your bank account. The process is clear, and this guide will show you exactly how to claim your rightful pension within 30-45 days.

Whether your husband was a government employee or worked in the private sector, you can secure a stable income. Do not delay; start your application today to get the support you deserve.

Quick Overview: Widow Pension 2026

Key Aspect	Details for 2026
Pension Amount	Typically 50% of deceased’s pension (e.g., Rs. 8,500 – Rs. 15,000+)
Approval Time	30 to 45 Days after document submission
Payment Method	Direct Bank Transfer (Must have personal account)
Key Requirement	Biometric Verification every 6 months
Main Authority	EOBI (Private Sector) / AGPR (Govt. Sector)

Who is Eligible for Widow Pension in 2026?

You can claim the pension if you meet all these conditions:

You are the legal widow of the deceased.
You have not remarried after your husband’s death.
Your deceased husband was either a government employee or a private sector worker registered with EOBI who completed the required contributions.

What Documents are Required?

Gather these documents before you visit the office:

Death Certificate: Original and copies of your husband’s NADRA-issued death certificate.
Your CNIC: Your original Computerized National Identity Card.
Family Registration Certificate (FRC): Proves your relationship as the widow.
Remarriage Undertaking: An affidavit on stamp paper declaring you have not remarried.
Bank Account Details: A copy of your personal bank account statement from a scheduled bank.

Step-by-Step Process to Claim Your Pension

Follow these steps carefully for a smooth application:

Identify the Correct Office: If your husband was in the private sector, go to the nearest EOBI office. If he was a government employee, visit the Accountant General Pakistan Revenues (AGPR) or his department’s pension office.
Collect & Fill the Form: Get the official Pension Application Form from the office. Fill it out completely and accurately.
Attach Documents: Submit the filled form along with all the required documents listed above.
Biometric Verification: Complete your biometric verification (thumb impression) at the office. Remember, you must repeat this verification every 6 months to keep the pension active.
Wait for Approval: The office will verify your documents. This process usually takes 30 to 45 days.
Start Receiving Pension: Once approved, your pension will be directly deposited into your provided bank account every month.

What is the New Rule for 2026?

A critical update for 2026 is the mandatory biometric verification every six months. You must visit the designated office or center to give your thumb impression. If you miss this, your pension payments may be temporarily suspended.

How Much Pension Will You Get?

The amount is not fixed. It is typically calculated as:

50% of the pension your deceased husband was receiving or was entitled to.
For example, if he received a Rs. 17,000 pension, you would be eligible for approximately Rs. 8,500 per month.

Final Advice:
Your widow pension is a vital financial right. Do not wait or depend on others. Immediately gather all your documents, especially the NADRA death certificate and your CNIC. Visit the correct pension office (EOBI or AGPR), submit your application, and complete the biometric process. Once started, this pension will provide you with monthly security and independence.