Inflows in Roshan Digital Accounts Totalled $216 Million In Overseas Pakistanis Latest Update 2026

Inflows in Roshan Digital Accounts totalled $216 million in 2026, showing continued trust of overseas Pakistanis in the country’s banking system. Despite global economic uncertainty, remittance channels remained stable and digital banking adoption improved. The latest figures confirm that non-resident Pakistanis are still actively investing and saving through formal channels. This update is based on information available on the official website and verified through top Google sources.

Main Keyword	Inflows in Roshan Digital Accounts totalled $216 million in 2026
Total Inflows 2026	$216 Million
Program Name	Roshan Digital Account (RDA)
Target Users	Overseas Pakistanis (Non-Resident Pakistanis)
Account Opening	100% Online
Investment Options	Roshan Apni Car, Roshan Apna Ghar, Naya Pakistan Certificates
Regulator	State Bank of Pakistan (SBP)
Official Source	sbp.org.pk (RDA Section)

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Key Highlights of 2026 Inflows

The $216 million inflows in 2026 reflect steady participation from overseas Pakistanis. Even with exchange rate fluctuations and global inflation pressures, the program continued to attract deposits and investments.

Total inflows reached $216 million in 2026.
Major contributions came from the Middle East, UK, and North America.
Digital onboarding remained smooth and paperless.
Investment in government-backed instruments stayed strong.

These figures are compiled from the official website and top 10 Google financial news sources reporting on RDA performance in 2026.

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What Is Roshan Digital Account?

Roshan Digital Account (RDA) is a banking initiative designed for non-resident Pakistanis. It allows overseas citizens to open a Pakistani bank account online without visiting a branch. The program provides access to savings, investment products, and real estate financing.

According to the official portal https://www.sbp.org.pk/RDA/, overseas Pakistanis can open accounts in conventional or Islamic banking formats. The process is fully digital and secure.

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Why Did Inflows Reach $216 Million in 2026?

The 2026 inflow figure shows that overseas Pakistanis continue to trust formal banking channels. Several factors contributed to this performance:

Improved digital banking systems and faster verification.
Competitive profit rates on Naya Pakistan Certificates.
Secure government-backed investment opportunities.
Ease of repatriation of funds without restrictions.

Experts believe that stable policy measures and continued awareness campaigns also helped maintain inflow momentum.

Step-by-Step Process to Open an RDA

If you are an overseas Pakistani and want to contribute to future inflows, follow this simple step-by-step process:

Visit the official Roshan Digital Account portal.
Select your preferred bank from the available list.
Fill out the online application form.
Upload required documents (passport, CNIC/NICOP, proof of residence).
Complete biometric or verification requirements if asked.
Receive account confirmation via email.
Transfer funds from your foreign bank account.

The entire process usually takes a few working days, depending on document verification.

1. Investment Opportunities Under RDA

The Roshan Digital Account is not just for savings. It also offers different investment and financing options for overseas Pakistanis.

Naya Pakistan Certificates (both USD and PKR based).
Roshan Apna Ghar for property financing.
Roshan Apni Car auto financing scheme.
Stock market investment through designated brokers.

These products provide secure returns and are regulated under national financial laws.

1. Economic Impact of 2026 Inflows

The $216 million inflow in 2026 played an important role in supporting Pakistan’s foreign exchange reserves and financial stability.

Strengthened foreign currency reserves.
Improved investor confidence.
Supported government financing needs.
Encouraged formal remittance channels over informal ones.

Financial analysts state that consistent RDA inflows reduce pressure on the external account and improve overall macroeconomic indicators.

Helpline & Contact Information

If you need assistance regarding Roshan Digital Account, you can contact the relevant authorities using the following details (as available on official sources and Google listings):

State Bank of Pakistan Helpline: +92-21-111-727-273
Email: info@sbp.org.pk
Website: sbp.org.pk (RDA Section)
Contact your selected commercial bank’s RDA support desk.

Always verify contact details from the official website before sharing personal information.

Conclusion

Inflows in Roshan Digital Accounts totalled $216 million in 2026, reflecting sustained trust from overseas Pakistanis. The program continues to provide secure investment, savings, and financing options through a fully digital system. Backed by the State Bank and supported by major banks, RDA remains a key channel for strengthening Pakistan’s economy. With easy account opening and multiple investment options, the initiative is expected to attract even higher inflows in the coming years.

FAQs

1. What does $216 million inflow mean for Pakistan?

It means overseas Pakistanis deposited or invested $216 million through Roshan Digital Accounts in 2026, supporting foreign reserves and financial stability.