State Bank of Pakistan Ramadan Timing 2026

The State Bank of Pakistan Ramadan timing 2026 has officially been announced, bringing shorter banking hours across the country during the holy month. As every year, the aim is to make things easier for both bank staff and the public while keeping financial activities running smoothly. All commercial banks, microfinance banks, and financial institutions will follow the schedule issued by State Bank of Pakistan.

If you plan to visit a bank during Ramadan, it’s important to know the updated timings in advance. A little planning can save you from long queues, unnecessary delays, and last-minute stress—especially in fasting hours.

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Day	Public Dealing Hours	Office Working Hours
Monday	09:00 AM – 02:00 PM	09:00 AM – 03:00 PM
Tuesday	09:00 AM – 02:00 PM	09:00 AM – 03:00 PM
Wednesday	09:00 AM – 02:00 PM	09:00 AM – 03:00 PM
Thursday	09:00 AM – 02:00 PM	09:00 AM – 03:00 PM
Friday	09:00 AM – 12:30 PM	09:00 AM – 12:30 PM
Saturday	Closed	Closed
Sunday	Closed	Closed

Important: There is no lunch or prayer break during public dealing hours.

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Why Banking Hours Are Reduced in Ramadan

Every year, SBP revises banking hours to respect the spirit of Ramadan while ensuring essential financial operations continue without interruption. Shorter hours help employees manage fasting and religious duties, and at the same time allow customers to complete urgent banking work efficiently.

Interbank transfers, cheque clearing, and settlements are adjusted accordingly so the overall system stays balanced.

Friday Special Schedule – Plan Ahead

Friday has the shortest banking window in Ramadan. Most branches stop issuing tokens around 12:00 PM, even though counters officially close at 12:30 PM.

Pro tip:
If your work is not urgent, try completing it from Monday to Thursday to avoid Friday rush.

Zakat Deduction & 1st Ramadan Bank Holiday

Item	Details
Zakat Deduction Day	1st Ramadan
Public Dealing	Closed
Office Attendance	Staff present
Applies To	Savings accounts above Nisab

ATM services and digital banking remain available on this day.

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Use Digital Banking to Save Time

Due to limited branch hours, SBP strongly encourages customers to use digital options. Banks like Habib Bank Limited, United Bank Limited, and Meezan Bank offer reliable mobile and internet banking services.

You can:

Transfer money instantly
Pay utility bills
Check account balances
Manage cards and statements

ATMs remain operational 24/7, even during Ramadan.

After Ramadan – What Happens Next?

Once Eid-ul-Fitr holidays end, all banks automatically return to normal working hours. No separate notification is required for this change.

Final Words

Knowing the State Bank of Pakistan Ramadan timing 2026 helps you plan smartly and avoid inconvenience. Visit branches early, prefer weekdays, and use digital banking whenever possible. With a little awareness, your Ramadan banking can stay smooth and stress-free.